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Terms of Use

Last updated: 2026

Acceptance of Terms

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use this site.

Informational Tools, Not a Loan Offer

The calculators, illustrative rate tables, and funnel results on this site are for informational and educational purposes only. They do not constitute a loan offer, a commitment to lend, or a guarantee of approval, and actual terms will vary based on your creditworthiness, the property, and other factors verified during underwriting.

No Professional Advice

Nothing on this site constitutes financial, legal, or tax advice. You should consult a qualified professional about your specific situation.

Third-Party Links

This site may link to third-party websites we do not control. We are not responsible for the content, accuracy, or practices of any third-party site.

Limitation of Liability

To the fullest extent permitted by law, LoanSurface and its affiliates are not liable for any indirect, incidental, or consequential damages arising from your use of this site.

Changes to These Terms

We may update these Terms of Use from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.

Governing Law

These Terms of Use are governed by the laws of the State of California.

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Operated by Amil Esmailpour, NMLS ID #1382534, under West Capital Lending, Inc., NMLS ID #1566096 (www.nmlsconsumeraccess.org)

Not endorsed or sponsored by the U.S. Department of Veterans Affairs or any government agency.

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